Holiday home insurance
Standard home insurance is not appropriate for
holiday lets and second homes, which is why
we’ve teamed up with leading holiday home
insurance specialist, Towergate Connect, to
offer you the right type of holiday home
insurance.
Towergate Connect have over 25 years experience
of providing extensive insurance cover for
holiday homes, second homes, apartments,
log
cabins, and lodges in both the UK and overseas.
Plus they offer great discounts where you could
save between 45% and 60% against standard
holiday home insurance premiums.
Choose an option below for more information:
Call Towergate
Connect on
0844
892 1753 for a great deal (9am-6pm)
Terms and Conditions
* Discounts: They offer a range of discounts
depending on your circumstances, which could
lead to a saving of up 60% against their standard
premiums. Many of their customers easily saved
45%. Discounts can apply for a number of reasons
such as the age of proposer, previous claims,
use of a security alarm, year the property was
built and if building and contents insurance are
bought together. Available on both overseas and
UK holiday home and holiday chalet policies. The
discount is automatically applied to the quoted
premium. To qualify for up to 60% discount you
must obtain a quote over the phone by calling
0844 892 1753 and you must also meet other
criterion including being claim free for 3
years, aged 60 or over and your property must be
a post 1990 build.
If you own a second property then you need to
carefully consider what type of property
insurance you obtain.
Many standard buildings and contents
insurance policies are not suitable for second
properties or holiday homes as they do not
adequately cater for empty periods and tenant
occupancy. Get the policy wrong and it could
cost you a lot of money.
Always tell your insurance company what you
will be using the property for. If the property
is simply used as a second home or
holiday home
then the insurance company will need to know how
often the property is empty.
If you intend to let the property to tenants,
paying guests or even friends then you are
effectively a landlord.
Landlord insurance is a
growing area as many people now own more than
one property with the majority held as buy to
lets. However, holiday homes and holiday let
property also need bespoke insurance cover.
This type of
holiday home insurance should
include extended contents cover and liability
cover to protect you and your guests. Always
take out holiday home insurance with a
specialist insurance company who understands
holiday home insurance and landlords insurance.
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